Budgeting for Christmas


With four of us, and being on her own, every year Mummy has to keep an eye on the pennies, and for a while she has been busy budgeting for Christmas

We cannot believe that Christmas is round the corner, and already lots of shops and online companies have some brilliant bargains and offers

Budgeting for Christmas

We have some top tips for saving money at Christmas which we thought we wold share with you:

1. Shop around. With so many shops competing against each other, prices can vary hugely.

2. Clear our your freezer now and shop ahead for your meat and frozen veg when you see it on offer.

3. When shopping online look at a cash back company, they can have some brilliant deals and most are free to join.

4. Take advantage of all 3 for 2 offers – most shops have them – but, do make sure they give you the right item free, you may have to put them through the till separately. Shops such as Argos have these deals on toys now.

5. Check out sites such as Money Life for current tips and advice about money, including the latest technology such as the increasing cashless technology.

6. Keep an eye on retailers offering any deals with their loyalty cards. Check what points you have managed to save.

7. Set a budget for each person and stick to it. Think about homemade cards and gifts which are super personal and can save you a fortune.

8. If you have family over for a Christmas meal – maybe even Christmas lunch, then ask everyone to bring something – a desert, a bottle of wine etc to help with the cost.

Don’t forget Christmas is all about making memories together, enjoying fun outdoors, and just doing and making things together. A movie night with hot chocolate and popcorn, making some decorations, making cards for family together all cost very little but will be remembered and enjoyed too. Even my bigger bro and sisters love doing things like this together.

What are your top tips?

This is a collaborative post.


  1. We’re all about family time and experiences at Christmas and although I do probably spend more on present than I should, that’s not the focus of our Christmas and not the things we remember x x

  2. Great ideas!
    I have been saving my Tesco clubcard points all year….I am due £80 back next month so that will help a great deal x
    Kim Carberry recently posted…A family week. #WotWMy Profile

  3. Good post with some really good budgeting ideas! I save up all year for vouchers with park anything else and you really over pay but vouchers help no end!
    Hannah Brooker recently posted…Survey! What Do Parents Do To Unwind Around the Home?My Profile

  4. Fabulous tips for the festive season especially the cash back sites! Must sign up

    Thanks for sharing,

    Leigh at Fashion Du Jour LDN x

  5. I agree with these! I do a lot of survey websites and try and pick up some online admin work too x

  6. I love Christmas but it can get ridiculously expensive – can’t imagine what it’s like with four kiddies to get presents for too!

    Gemma x | http://www.flutterandsparkle.com
    Gemma recently posted…How to have a spooktacular Halloween at home! (and win a collection of horror dvds!)My Profile

  7. I adore Christmas and always stick to a budget when it comes to everyone in the family, I do however splurge a little on my daughter as I always like to make Christmas magical x

  8. Great tips, I have already got the kids to write their lists as there are a few 3 for 2 deals out at the moment and want to make the most of them!
    Stephanie recently posted…Nocto Interactive Bat Unboxing and ReviewMy Profile

  9. Great tips, definitely a good idea to shop around – especially for toys as the prices can vary massively!

  10. Christmas can be such an expensive time, but these tips are great. It’s so important not to let things spiral out of control
    Zena’s Suitcase recently posted…Drayton Manor Fireworks Star Wars Spectacular Review @DraytonManor #fireworksMy Profile

  11. I have been saving my Tesco Clubcard points for the Christmas Shop x
    Rachel recently posted…Joan Collins: Timeless BeautyMy Profile

  12. Great post, I will be clearing my freezer now as instructed and will try and stick to a budget for each person 😉
    MELANIE EDJOURIAN recently posted…Proto-col collagen Face Serum and MicrodermabrasionMy Profile

  13. Great post – I always look around for the best deals and offers. Like you I’ve started to clear our freezer ready for the festive month 🙂

  14. Fab post! It’s very helpful and to the point 🙂
    Jodie recently posted…Blogtober16 – A letter to someoneMy Profile

  15. I’m loving cashback sites at the moment, although I seem to end up telling myself it’s okay to spend more money as it means more cashback.. Whoops! Great tips, I bet budgeting for Christmas for four kids is a challenge!
    Jess recently posted…Review | Born Pretty Midnight Angel Cream Eyeshadow*My Profile

  16. Love this! We currently don’t have a little one in the family but what my mother and I have done in the past is get a big box and then bought lots of little bits of a brand we love throughout the year (last time it was The Body Shop) and by Christmas, you have a big hamper which is actually worth a lot but you just bought with spare change over the year – very fun!

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