Buying a New Family Car

Buying a New Family Car

Buying a New Family Car

| 11 Comments

Mummy says…. There is nothing quite like buying a new family car. But it is a HUGE decision, with so many things to think about. I have some been thinking about some of the most important questions to ask and what answers to look for….

Buying a New Family Car

  1. How many people are in your family? Not just you, your partner and your children, but any grandparents or extended family that you need to get around too.
  2. The ages of the passengers. Cars like a Vauxhall Zafira or VW Touran have great 7 seat options, but the rear 2 seats are not great for adults / tall teens / elderly folk. Car seats can take up more room too.
  3. How many seats you need – folding or full. Cars like a Ford Galaxy have 7 full seats suitable for everyone.
  4. What else do you have to have? Pushchairs and other baby equipment can take up a whole load of space. You may even need get a roof box if you have a car full of people and a baby (We had to!)
  5. Where will you drive the car? Is it for travelling a lot? Features like cruise control are great for long trips and you will need super comfy seats. If it is going to be a local run around or second car you need great economy and parking sensors are fab!

The other HUGE question is how will you pay for you new family car? Here are some options and points to think about:

  1. Buying direct or leasing a car. There are so many options available – this site has some great deals on leasing.
  2. What is the difference between buying a car or leasing one? Leasing often has the best deals which makes it more affordable. It’s very simple and straightforward, with one monthly repayment  including a warranty, car tax, breakdown cover and with no MOT for cars up to three years old, it makes it easy to budget for. Some leases also include maintenance.When you buy a car from the manufacturer through a car dealer, it’s usually the same price whether you buy it outright or whether you lease the car. The big difference with leasing is you don’t actually pay for the value of the car, just the price the car will depreciate in value over the lease period.For example a car is £10000 and after the lease period it is worth £6000. The car will have depreciated £4000. That is how much a lease will cost you, plus a little interest.
  3. Leasing is a great option if you don’t have, or don’t want to use a lump sum of cash. There are deals available where you don’t even need a cash deposit.
  4. There are loads of other questions answered on the internet.
  5. So to help to decide if leasing a car is the best option: You pay an initial fee which is normally 6 or 3 months payments upfront. There are cars with a zero upfront payment too. You have a set monthly payment, for a set period of time which doesn’t go up or down.You never own the car so if something goes wrong, it’s the problem of the finance company. It’s as risk-free as owning a car can be.Car leasing is a good fit for almost everyone, because it’s low risk, easy and straightforward. It is probably not a good option if you lack job security, and may struggle to afford the repayments.

If you are thinking of buying a new family car make sure you take professional advice and look into all options to find the best one for you.

Have you ever leased a car?

Ickle Pickles lIfe

11 Comments

  1. I’ve never leased, but it looks great idea

  2. I’m utterly convinced that we need a Range Rover – purely because a Working Cocker belongs in a Range Rover. My bank balance severely disagrees though!

    C x

  3. Buying a car is a huge decision, and there’s definitely so much to consider. This is a great help though!
    Milly Youngman recently posted…It’s Beginning To Look A Lot Like Christmas…My Profile

  4. It can be hard to filter all the cars but it’s important to get the right one for your family. We are car hunting at the moment. I haven’t decided 100% yet what I want.
    MELANIE EDJOURIAN recently posted…Romola Rucksack from Katherena.comMy Profile

  5. I’ve never bought a car as I don’t drive. I think its really important to find the right one for you

  6. Lots to think about! glad I don’t drive and don’t have to worry about this, just hop on a train.
    Gemma recently posted…5 Things I Learned Whilst Planning My Wedding (& Pre-Wedding Photos)My Profile

  7. I’ve read up about getting a loan to get a car and paying the loan back as this works out cheaper. Still looking what to get for my first car! :)
    Olivia recently posted…Introducing IT cosmeticsMy Profile

  8. Nothing is more exciting than purchasing your new car! Nice job, there’s a lot of research to do when you buy a new car to make sure everything goes right.

  9. I was stressing about all the different things about buying a new car, and I’m not even buying for a family. This has been very helpful and has made me think about new questions to consider when looking. I’m hoping to get one in the new year :)
    Amanda recently posted…Exploring London: Avenue Restaurant & Bar ReviewMy Profile

  10. I don’t drive but my parents lease their car and it seems to work really well for them.

    I didn’t realise how much there is to consider before getting a car when a family is involved. Sounds like quite the undertaking!

    V <3
    Vicky recently posted…How I’ve Improved My Strength In 2017My Profile

  11. Great piece. Leasing can be more convenient for a family with a stable income.

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