Buying a first car

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I have two older sisters and an older brother. My sisters are MeeMee who is 19 and Lea who is 16. Leah is 17 this year which means she will be able to start driving. MeeMee hasn’t passed her test yet because she focused on her A Levels then went to Uni.

buying a first car

My cousin who was 20 in January has passed his test and is already on his second car – he didn’t really like his first one, so bought himself another one as soon as he could. He is lucky in that he works as well as goes to college so he could save up for his cars. MeeMee is in Bristol, and doesn’t need a car at the moment, she will have lessons and pass her test when she leaves next year. Mummy felt it was more important for her to concentrate on her studying and exams.

buying a first car

Lea would love to have lessons as soon as she is 17 and pass her test as soon as she can. Her birthday is in December, which gives her more time than MeeMee, whose birthday is in July. Academically it gives her almost another year.

Over to Mummy…

Buying a car is such a huge decision and investment, at a very expensive time. Learning to drive having driving lessons costs a lot, and insurance for a new driver can literally be hundreds and hundreds of pounds. Finding a couple of thousand pounds – or more – to buy a first car can be impossible to do, especially if you are a single parent.

It is such an exciting time for your child, but a worrying one as a parent! Funding all this expense can be a real headache, especially if your child is still in education and not working. Even if your child is 18 and working, getting a loan for a car can be very difficult as they will have no (or very limited) credit history.

One option to fund buying a first car is to get a loan if you don’t have the cash for a car. Even this can be tricky if you have had any difficulties with credit in the past. Thank goodness there are companies who can help you, even if you have got into a sticky situation with credit before. One such company is UK Credit who offer loans with a guarantor, no up front fees, and explain everything clearly and simply. Getting a loan for a car means that you can go to the dealer / seller with the cash giving you some bartering power and you will own the car outright.

Other tips when buying a first car are:

  1. I would recommend going to a dealer and pushing for a warranty, but check what is covered and what is not.
  2. A private sale can give you more car for your money, if you know a mechanic or someone who is knowledgeable about cars to take with you!
  3. An MOT covers basic road worthiness, it does not mean there are no major faults with the car.
  4. Always test drive a car, for more great tips and lots of information search on line.

Have you had to buy a car for your teen yet? Do you have any tips to share?

 

12 Comments

  1. I have to admit I hate buying cars, especially older second hand ones. We have got Callan a good one though, a Seat Arosa from my friend
    Kara Guppy recently posted…Spring Cleaning TipsMy Profile

  2. Buying cars is such a tough part of life. I have to say my mum bought me a brand new Nissan Micra when I first passed my test – mainly so she felt more secure. We traded it in after three years and I’ve gradually worked my way up to a beast of a car with 7 seats! H x
    Harriet from Toby & Roo recently posted…The delectable chocolate cake recipeMy Profile

  3. Learning to drive is something that doesnt interest me at all, it is possibly something I should have done when I was younger x
    Rachel recently posted…Colourpop Vixen Lippie Stix SetMy Profile

  4. I always lease cars now, rather than buy.

  5. Thankfully we are a few years off having to buy one yet but I remember when I bought my first car, I took along my Grandad who was a mechanic and gave the cars a good checkover first. If you don’t know very much about cars it’s always worth taking someone with you who you trust. Also, after working in the motor trade for 8 years I would recommend getting a HPI/Experian check to tell you whether the car has been involved in any accidents and whether there is any outstanding finance on it :)

  6. I still can’t wait to buy my first car, I will be at least 27 by the time this happens.

  7. I haven’t bought a car but I know it’s going to be a nightmare when I do, I just need to pass my test first (I’ve always put it off)
    Amy Hunt recently posted…Sweet Potato Pizza crust | Gluten free treatsMy Profile

  8. I have been putting off taking lessons for a long time but next month I am starting again as before 2016 closes I want to be able to drive. These are some great tips, similar to what my dad told me
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  9. oh boy…I bought my first car after I had Sylvia. I cant imagine her getting her licence and needing a car but it will happen in the next decade. I’m sure. Great post.

    Angela
    Angela at Daysinbed recently posted…The Painful Truth About Gastric Bypass SurgeryMy Profile

  10. My son has just turned 17 but can’t see the point in learning to drive until he has a job to pay for buying, insuring and running a car which if he goes off to university won’t be for some time.
    Camilla recently posted…Simple Prawn, Mushroom and Spinach CurryMy Profile

  11. My good old Mini Cooper is 15 years old and starting to get tired. I’m going to start saving for a new car in the not so distant future.

  12. My first car was a Fiat Punto…I learnt that Fiat meant; Fix It Again Tomorrow. I soon grew out of it and bought a Peugeot 106 Quicksilver which I LOVED!!!

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